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Our experienced team can help your franchise business grow.

Equipment Loans

Finance the equipment you need at competitive rates. Outfit a new store, upgrade current equipment, and more.

Real Estate Loans

Purchase land or buildings with a loan tailored to your situation, backed by our years of experience and competitive rates.

New Store Development Loans

Meet the real estate and equipment needs of your new store.

Remodel Loans

Our progress payment program eases the remodeling process.

Refinance Loans

We can help simplify the task of refinancing your operation — receive a comprehensive review of your current debt and get a loan package to meet your needs.

Acquisition Loans

Expand your reach to include more restaurant locations. Enjoy competitive rates with reasonable prepayment terms.

    Partnership Restructuring Loans

    Grow your operation affordably and effectively. Buy out a partner or buy into another's business using existing assets as collateral.*

    Lines of Credit

    Use lines of credit to develop new stores — or upgrade restaurants with our easy progress payment program. Draw down what you need, when you need it.

    What our clients are saying...

    I have financed with Pacific Premier Franchise Capital three times in the past three years. They have always been quick, professional, very easy to work with, and their rate has been great. I have and will continue to use them and highly recommend them to other franchisees.”

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    Our Process

    • Discuss project with the franchisee to determine if there seems to be a fit; gather financial information and ask questions
    • Preliminary review of the financial strength of the deal and ask any questions
    • Loan proposal is issued if terms match needs of the franchisee and our requirements
    • If the franchisee accepts the proposal, it is signed and sent back to Pacific Premier along with a proposal deposit check
    • Project is submitted to credit for approval with more detailed information from franchisee; credit reviews deal, asks questions and makes a decision
    • If approved, commitment letter is issued and closing date is set; the needed documentation is gathered and processed for closing

    We have the strength and performance to meet your franchise restaurant business needs. Learn more by viewing the video below.

    We want you and your business to grow and succeed. This is why Pacific Premier Franchise Capital offers practical, conventional financing for experienced operators of America’s top franchised restaurant brands. Since joining Pacific Premier Bank in 2014, we continue to expand our services, reach and client base – without ever losing focus on your unique needs. Our team is comprised of long-term industry lenders who are deeply committed to the sector.

    Contact a Professional

    Select the option below that best represents your business needs, and we'll put you in touch with the right expert.

    Dennis Byun

    Business Development Officer

    Office: 949-526-0082
    Cell: 626-862-5848

    [email protected]

    Ritesh Shah

    1st VP / SBA Business Development Officer

    Office: 408-886-4296
    Cell: 408-205-1342

    [email protected]


    Office: (513) 247-0209

    Office: (201) 746-6936


    Office: (949) 861-2007

    Office: (949) 526-7022

    Aaron Hodgkins

    1st VP / SBA Business Development Officer

    Phone: 916-402-9577

    [email protected]

    Angela Machado

    1st VP / SBA Business Development Officer

    Office: 208-488-0729
    Cell: 415-265-8234

    [email protected]

    Diane Heyden


    Phone: 949.864.8516

    Mobile: 714.612.3212

    Franchisor Relations & Marketing

    Office: 402-562-1801

    Harman Malik

    1st VP / SBA Business Development Officer

    Office: 472-4260
    Cell: 559-513-1523

    [email protected]

    John Liu

    VP / SBA Business Development Officer

    Phone: 310-948-3060

    [email protected]

    Joshua James

    SBA Business Development Officer

    Office: 619-788-5762
    Cell: 619-455-7978

    [email protected]

    Lloyd Droller

    Senior Vice President, Credit Manager

    Office: 201-746-6945

    [email protected]

    Lloyd Droller has more than 35 years of experience in underwriting loans, risk management and portfolio management. He has been a Chief Credit Officer in the franchised restaurant lending industry for more than 20 years. Droller has also worked in the healthcare, science, technology and graphic arts and broadcasting industries.

    He earned a bachelor of science degree in business administration at the University of Hartford.

    Michael Vallorosi

    EVP / President of Franchise Lending

    Office: 201-716-6935

    [email protected]

    As a franchise finance industry veteran of more than 20 years, Michael Vallorosi brings creativity, growth, and leadership to his position as EVP/Director of Franchise Lending at Pacific Premier Franchise Capital. 

    Vallorosi is the former Managing Director and Group Head of Franchise Finance at CIT Bank.  Prior to CIT Bank, he served as Head of Franchise Finance for TCF Bank and co-established a new Franchise division for Pitney Bowes where he held the position of Director of Sales. 

    Michael holds an MBA in Finance from Fordham University.


    Office: (513) 247-0209

    Office: (201) 746-6936

    New Content


    Office: (201) 248-6235

    Office: (402) 562-1802

    Philip Demings

    VP / SBA Business Development Officer

    Office: 972-701-1132
    Cell: 972-898-5835

    [email protected]

    Sandip Patel

    VP / SBA Business Development Officer

    Phone: 732-500-2034

    [email protected]

    Scott Muir

    VP / SBA Business Development Officer

    Phone: 661-993-5300

    [email protected]


    Office: (949) 861-2007

    Office: (949) 526-7022

    Wade Hickok

    VP / SBA Business Development Officer

    Office: 310-531-1724
    Mobile: 503-929-8261

    [email protected]

    Franchisor Relations & Marketing

    Office: 402-562-1801

    Franchisor Relations & Marketing

    Office: 402-562-1801