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Fund new equipment, purchase real estate, or do both with a new store development loan.

We typically lend up to 100 percent of the hard costs on equipment, and our real estate loans are based on 85 percent of the appraised value.* Speak to a restaurant franchise lending expert today about your new store development needs, and to you up and serving new customers in no time.

  • Competitive Rates
  • Convenient Terms
  • Typical loan to value is up to 85% of appraised value on real estate*
  • Competitive interest rates
  • Loans tailored to your unique situation
  • Terms range from 5 to 20 years
  • Backed by our years of franchise restaurant financing expertise
  • Reasonable prepayment terms

*While we typically lend up to 85 percent of the appraised value of real estate, we would like to see franchisees have some equity in a deal.

Contact a Professional

Select the option below that best represents your business needs, and we'll put you in touch with the right expert.

Dennis Byun

Business Development Officer

Office: 949-526-0082
Cell: 626-862-5848

[email protected]

Ritesh Shah

1st VP / SBA Business Development Officer

Office: 408-886-4296
Cell: 408-205-1342

[email protected]

Southeast

Office: (513) 515-4366

Office: (201) 746-6936

Upper Midwest and Plains States

Office: (201) 970-8564

Office: (630) 270-7736

West

Office: (949) 861-2007

Office: (949) 526-7022

Aaron Hodgkins

1st VP / SBA Business Development Officer

Phone: 916-402-9577

[email protected]

Angela Machado

1st VP / SBA Business Development Officer

Office: 208-488-0729
Cell: 415-265-8234

[email protected]

Diane Heyden

SVP / DIRECTOR OF SBA LENDING

Phone: 949.864.8516

Mobile: 714.612.3212

Franchisor Relations & Marketing

Office: 402-562-1801

Harman Malik

1st VP / SBA Business Development Officer

Office: 472-4260
Cell: 559-513-1523

[email protected]

John Liu

VP / SBA Business Development Officer

Phone: 310-948-3060

[email protected]

Joshua James

SBA Business Development Officer

Office: 619-788-5762
Cell: 619-455-7978

[email protected]

Lloyd Droller

Senior Vice President, Credit Manager

Office: 201-746-6945

[email protected]

Lloyd Droller has more than 35 years of experience in underwriting loans, risk management and portfolio management. He has been a Chief Credit Officer in the franchised restaurant lending industry for more than 20 years. Droller has also worked in the healthcare, science, technology and graphic arts and broadcasting industries.

He earned a bachelor of science degree in business administration at the University of Hartford.

Michael Vallorosi

EVP / President of Franchise Lending

Office: 201-716-6935

[email protected]

As a franchise finance industry veteran of more than 20 years, Michael Vallorosi brings creativity, growth, and leadership to his position as EVP/Director of Franchise Lending at Pacific Premier Franchise Capital. 

Vallorosi is the former Managing Director and Group Head of Franchise Finance at CIT Bank.  Prior to CIT Bank, he served as Head of Franchise Finance for TCF Bank and co-established a new Franchise division for Pitney Bowes where he held the position of Director of Sales. 

Michael holds an MBA in Finance from Fordham University.

Mid-Atlantic

Office: (201) 981-8318

Office: (201) 746-6921

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Northeast

Office: (201) 248-6235

Office: (402) 562-1802

Philip Demings

VP / SBA Business Development Officer

Office: 972-701-1132
Cell: 972-898-5835

[email protected]

Sandip Patel

VP / SBA Business Development Officer

Phone: 732-500-2034

[email protected]

Scott Muir

VP / SBA Business Development Officer

Phone: 661-993-5300

[email protected]

Southwest

Office: (402) 289-0809

Office: (201) 744-8501

Wade Hickok

VP / SBA Business Development Officer

Office: 310-531-1724
Mobile: 503-929-8261

[email protected]

Franchisor Relations & Marketing

Office: 402-562-1801

Franchisor Relations & Marketing

Office: 402-562-1801