We'll help you simplify the task of refinancing your company.
Our refinance loans are available for franchisees to restructure their financial obligations. We review your current operation and financial structure, then creatively tailor a loan package that helps you achieve your capital restructuring goals. Contact our industry experts today to discuss your refinancing options.
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Competitive Rates
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Convenient Terms
- Restructure the financial obligations of your restaurant company
- Receive a comprehensive review of your current financial structure
- Loan packages tailored to help you meet your capital restructuring goals
- Competitive interest rates
- Backed by our years of franchise restaurant financing expertise
- Reasonable prepayment terms
Contact a Professional
Select the option below that best represents your business needs, and we'll put you in touch with the right expert.

Ritesh Shah
1st VP / SBA Business Development Officer
Office: 408-886-4296
Cell: 408-205-1342
West
Marketing Vice President
Office: 949.861.2007
Senior Account Manager
Office: 949.526.7022

Angela Machado
1st VP / SBA Business Development Officer
Office: 208-488-0729
Cell: 415-265-8234
Central
Marketing Vice President
Office: 412.529.9752
Account Manager
Office: 402.562.1807

Diane Heyden
SVP / DIRECTOR OF SBA LENDING
Franchisor Relations & Marketing
Office: 402-562-1801

Harman Malik
1st VP / SBA Business Development Officer
Office: 472-4260
Cell: 559-513-1523

Joshua James
SBA Business Development Officer
Office: 619-788-5762
Cell: 619-455-7978

Lloyd Droller
Senior Vice President, Credit Manager
Office: 201-746-6945
Lloyd Droller has more than 35 years of experience in underwriting loans, risk management and portfolio management. He has been a Chief Credit Officer in the franchised restaurant lending industry for more than 20 years. Droller has also worked in the healthcare, science, technology and graphic arts and broadcasting industries.
He earned a bachelor of science degree in business administration at the University of Hartford.

Michael Vallorosi
EVP / President of Franchise Lending
Office: 201-716-6935
As a franchise finance industry veteran of more than 20 years, Michael Vallorosi brings creativity, growth, and leadership to his position as EVP/Director of Franchise Lending at Pacific Premier Franchise Capital.
Vallorosi is the former Managing Director and Group Head of Franchise Finance at CIT Bank. Prior to CIT Bank, he served as Head of Franchise Finance for TCF Bank and co-established a new Franchise division for Pitney Bowes where he held the position of Director of Sales.
Michael holds an MBA in Finance from Fordham University.
Mid East
Marketing Vice President
Office: 513.247.0209
Account Manager
Office: 201.746.6936
New Content
North East
Marketing Vice President
Office: 781.664.8245
Account Manager
Office: 201.746.6942

Philip Demings
VP / SBA Business Development Officer
Office: 972-701-1132
Cell: 972-898-5835

Wade Hickok
VP / SBA Business Development Officer
Office: 310-531-1724
Mobile: 503-929-8261
Franchisor Relations & Marketing
Office: 402-562-1801
Franchisor Relations & Marketing
Office: 402-562-1801