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Community Reinvestment

Founded in 1983, Pacific Premier prides itself on our commitment to providing unparalleled client service and supporting the businesses and individuals in the communities we serve. We have created a culture that understands and embraces the Community Reinvestment Act (CRA). We take our responsibility to CRA seriously and have a proven track record in helping meet the needs of our communities. The Bank received an “Outstanding” rating in its most recent CRA examination. Our success in this area is by design and includes on-going oversight and involvement by the Board of Directors and the Executive Management Team.

2020 Charity Support

  • Charitable Support$2,800,000
    Charitable Support
  • volunteers9,176 CRA Volunteer Hours
  • Qualified Organizations420 CRA and Non CRA Organizations

Our CRA Program takes into consideration the needs and diversity of our community, yet remains dynamic to accommodate changes related to strategic growth opportunities, economic conditions, and changes in regulatory requirements. The Bank’s CRA activities are focused around core community needs for:

  • Affordable Housing and Homeownership – Increasing access to safe, decent, and affordable housing for low-income families and individuals.
  • Economically Self-Sufficient Families – Moving families forward through financial literacy education, job training/workforce development, and wealth building through free tax preparation services.
  • Economic and Small Business Development – Providing small businesses and entrepreneurs with access to capital, technical assistance, and financial services needed to start, operate, and grow their business.

We take pride in the communities where we work, do business, and live and have delineated our CRA assessment areas to include: Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, and San Luis Obispo counties in California; Maricopa and Pima counties in Arizona; Clark, King, Pierce, Skagit, and Snohomish counties in Washington; Clark County, Nevada; and Multnomah County, Oregon.

Potter’s Lane – Helping Homeless Military Veteran’s

Built by American Family Housing (AFH), the Potter’s Lane housing development in Midway City, CA provides an array of services for homeless and low income military veterans and their families. We also supported AFH with donations towards their Matching Project Opportunity in both Orange and Los Angeles Counties, and their shipping container project to be configured as a 49-unit property serving chronically homeless individuals. In 2019 we provided AFH with a grant to support their Block by Block Renewal and Renovation Affordable Housing Program, which will address the need for capital improvements to their properties, including significant building restoration, roof repair, and lead paint remediation in Orange and Los Angeles Counties.

To learn more, view the video below.

Community Partnerships and Outreach

Pacific Premier Bank demonstrates a commitment to these core needs through partnerships with community based organizations and other stakeholders to strengthen and empower our communities. We invest in and collaborate with organizations to make a lasting impact on those we serve.

We consider our employees to be one of our most valuable assets and lend our employees to volunteer, even during business hours. Our employees serve in various leadership capacities, such as board and committee memberships, provide financial and technical expertise, and promote community development missions. During the Bank’s most recent CRA examination, we achieved an “Outstanding” rating on the Service Test based on the level of commitment and impact we provide.

Ultimately, Pacific Premier Bank can only be successful if the communities in which we operate are also successful. Below is a partial list of organizations we proudly support:

  • A New Way of Life Reentry Project
  • Accion
  • Affordable Housing Clearinghouse
  • American Family Housing
  • Asian Pacific Islander Small Business Program
  • Boys and Girls Club
  • Bridge Builders Foundation
  • California Community Economic Development Association (CCEDA)
  • Chicanos Por La Causa
  • Communities in Schools Nevada
  • Community HousingWorks
  • COR Community Development Corporation
  • Craft 3
  • Earn to Learn
  • Families Foward
  • Family Care Network
  • Food Bank Coalition of San Luis Obispo County
  • Foodbank of Santa Barbara County
  • GRID Alternatives
  • Habitat for Humanity
  • Hopeworks
  • Housing Trust Fund of Santa Barbara County, Inc.
  • Instituto de Avance Latino, Inc (IDEAL)
  • Junior Achievement
  • Koreatown Youth Community Center (KYCC)
  • Local Initiatives Support Corporation (LISC)
  • Loma Linda University Children’s Hospital Foundation
  • Martha's Village and Kitchen
  • Mission Community Services Corporation
  • Neighborhood Housing Services
  • Oasis Center International
  • Orange County Rescue Mission
  • Peoples' Self-Help Housing
  • San Luis Obispo County Housing Trust Fund
  • Share, Inc.
  • Susan G. Komen
  • Templo Calvario Community Development Corporation
  • The Economic Alliance Foundation (EconAlliance)
  • The Opportunity Fund
  • Thomas House Family Shelter
  • Transitions Mental Health Association
  • United Way
  • Vermont Slauson Local Development Corporation (VSLDC)
  • Working Wardrobes
  • YMCA