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Last updated January 1, 2020.

INTRODUCTION

Pacific Premier Bank wants you to know about the personal information we collect and the purposes for which we will use that information.  This notice is given pursuant to the California Consumer Privacy Act of 2018 (“CCPA”) and applies solely to individuals who are California residents. 

DEFINITIONS

Let us begin by defining some terms that you will see in this notice. 

  • We”, “our”, andus refer to Pacific Premier Bank.
  • You and your refer to a natural person who is a California resident.  
  • Personal Information is information that identifies, relates to, or could reasonably be linked directly or indirectly with a particular individual or household.  “Personal Information” does not include information that is publicly available.
  • Categories of Personal Information are as follows:
    • Identifying Information is information that identifies an individual, such as the individual’s name, social security number, government-issued identification number (e.g., driver’s license, identification card, or passport number) or other similar identifiers.
    • Associated Information is information that relates to, describes, or can be associated with a particular individual such as a signature, postal or email address, telephone number, insurance policy number, bank account or card number, and any similar information.
    • Characteristic Information is information related to characteristics of protected classifications under state or federal law, such gender or marital status.
    • Commercial Information is information of a commercial nature, such as records of personal property, products or services purchased or considered, or other purchasing histories.
    • Biometric Information is information related to the measurement or analysis of unique physical or behavioral characteristics, such as a fingerprint or voice pattern.
    • Internet Activity Information is information related to internet or other electronic network activity, such as a search or browsing history, or interactions with a website.
    • Geolocation Information is information or data related to a geographical location, such as a device or Internet Protocol (IP) location.
    • Audio Visual Information is audio, visual, electronic, or similar information.
    • Employment Information is professional or employment-related information, such as employment history or status.
    • Education Information­ is personally identifiable education information that is not publicly available.
    • Inference Information is inferences drawn from any other category of personal information to create a profile about an individual reflecting potential or probable preferences, behavior, abilities, or other similar predispositions.

All other terms defined in the CCPA or its implementing regulations have the same meanings when used in this notice.

COLLECTION OF PERSONAL INFORMATION

We collect personal information about consumers for the following business or commercial purposes:

  • Operational – Providing services for ourselves, our customers or others, including (but not limited to) maintaining and servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, considering applications for employment, engaging in advertising or marketing, performing analytics, or similar services.
  • Commercial – Activities that advance our commercial or economic interests (e.g., activities that induce customers to obtain or maintain products and services with us) or that enable or effect transactions.
  • Quality Assurance – Activities to achieve, verify, or maintain the quality or safety of a product, service, or equipment that is furnished or controlled by us, or to improve such product, service, or equipment. 
  • Security – Activities to protect against malicious, deceptive, fraudulent, or illegal activity, detect security incidents, or hold the perpetrators of that activity responsible.
  • Debugging – Debugging to identify and repair errors that impair existing or intended functionality.
  • Compliance – Activities to achieve, verify, or maintain compliance with our policies and procedures or applicable legal and regulatory standards.
  • Audit – Auditing compliance with our policies and procedures or applicable legal and regulatory standards.

Below is a list of categories of personal information we collect about consumers and our business or commercial purpose for collecting that information:

Categories of personal information we collect

Business or commercial purpose for we will use the personal information

Identifying information

 

Operational, commercial, quality assurance, security, compliance, and audit purposes

Associated information

 

Operational, commercial, quality assurance, security, compliance, and audit purposes

Characteristic information

 

Compliance and audit purposes

Commercial information

 

Operational, commercial, quality assurance, security, compliance, audit, and debugging purposes

Biometric information

 

Operational, commercial, quality assurance, and security purposes

Internet activity information

 

Operational, commercial, quality assurance, security, and debugging purposes

Geolocation information

 

Operational, commercial, quality assurance, and security purposes

Audio visual information

 

Operational, commercial, quality assurance, and security purposes

Employment information

 

Operational, commercial, quality assurance, and security purposes

Education information

 

Operational, commercial, quality assurance, and security purposes

Inference information

 

Operational, commercial, quality assurance, security, compliance, and audit purposes

 ADDITIONAL INFORMATION

For more information about the personal information we collect and how we use it, or for additional information about rights that California residents have under the CCPA, please see our California Privacy Notice at www.ppbi.com/ccpaprivacynotice

If you have any questions or concerns regarding this notice or our privacy practices, you can contact us by calling our toll-free at (855) 343-4070, writing us at: Pacific Premier Bank, Attn: Client Services., P.O. Box 25171, Santa Ana, CA 92799-9810, or stopping by at any of our California branch locations during normal business hours.