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We recognize our responsibility to collaborate with local government, nonprofit, private, and individual stakeholders to help revitalize neighborhoods across our footprint. Our ongoing vision is to create thriving communities through activities that ensure access to capital for small businesses, job creation, revitalization, and stabilization, and the preservation of affordable housing with a focus on minority and low- and moderate-income communities.

FHLBSF COMMUNITY PROGRAMS

  • Workforce Initiative Subsidy for Homeownership (WISH) Program
    • $895,000 in down payment assistance awarded to 42 first-time homebuyer households
  • Affordable Housing Program (AHP)
    • $1,080,000 in AHP awards for 2 projects, supporting 74 units of affordable housing

SMALL BUSINESS AND SMALL FARM LENDING

  • $546.9 million in lending to small businesses and small farms with gross annual revenues less than or equal to $1 million

COMMUNITY DEVELOPMENT LENDING

  • $2.3 billion in CRA-qualified lending to support affordable housing, small business growth, and nonprofits that support Ml communities

CRA LENDING IMPACT

  • Created and preserved 10,837 affordable housing units
  • Created and retained 11,622 jobs benefitting lower-income individuals and households