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Traditional IRA

Take advantage of tax-deferred earnings and possible yearly deductions. If eligible, your contributions may be tax-deductible and you don't pay taxes on the account's earnings until you withdraw them. Invest in your future and your peace of mind with a retirement account. *

Eligibility to Contribute:

  • You can contribute up to the year you turn 70.5 yrs as long as you have earned income

Spousal IRA Eligibility:

  • May be opened for a non-working spouse

Contribution Limits:

  • 100% of compensation, or
  • $5,000-younger then age 50, or
  • $6,000-age 50 and over

IRA Certificate of Deposit

  • All of our CDs are available as IRAs

* Please consult your tax advisor. Account subject to IRS rules governing IRAs.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program