We make loans in all 50 states. You have the confidence of collaborating with a strong financial partner that is deeply rooted in the specifics of association lending. We have the experience, knowledge, and resources you need to succeed.

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  • We are a direct lender, so you pay no broker fees
  • We make loans nationwide
  • Competitive interest rates
  • Flexible loan structures
  • No prepayment penalty
  • Expedited loan process
  • Experienced guidance from specialized bankers who are industry veterans

Loan Types

Use an HOA Loan from Pacific Premier HOA & Property Banking for a wide range of purposes, including:

  • Refinance an existing loan
  • Capital maintenance financing
  • Acquisition financing
  • Lines of credit
  • Renewable energy and energy efficiency projects
  • Government-required building code improvement
  • Construction defect litigation financing including:
  • Destructive testing
  • Expert witness fees
  • Attorney fees
  • Reimbursement of extraordinary litigation costs
Recent Deals


Brookline, Massachusetts

Elevators, alarm panel, heating system


Cary, North Carolina

Siding replacement


Manchester, New Hampshire

Boiler, HVAC unit, carpets, light fixtures


Alexandria, Virginia

Siding, decks, railings


Portland, Maine



Richmond, Virginia

Refinance plus new repairs


Saco, Maine

Roofing, drainage, exterior repairs


Charlottesville, Virginia

Purchase real estate


League City, Texas

Line of credit


Everett, Washington

Siding, gutters

Borrower Checklist

Loan Requirements

  • Association must be 20/units/lots or more
  • Delinquency level over 60 days past due is less than 10% of the units/lots
  • An elected Board must be in administrative control, not the Declarant/Developer

Borrower Checklist